What is the difference between flood insurance and regular homeowners’ insurance?

6/2/2023 (Permalink)

When it is storm season, it is imperative to have the right insurance coverage. There is peace of mind by having the right insurance to avoid costly expenses especially from natural disasters.

Flood Insurance

What is flood insurance? Flood insurance provides coverage for residential or commercial structures in the event of flooding for structure and contents.

Regular Homeowners’ Insurance

What is regular homeowners’ insurance? Regular homeowners’ insurance provides coverage for various situations such as water damage, fire damage, vandalism, mold damage, and certain natural disasters which protects your structure and contents.

What are the cost factors involved?

The costs involved with both types of insurance can vary based on factors such as where the property is located, the value, and the coverage required for the structure. Flood insurance costs more than regular homeowners’ insurance especially in a flood zone area. There is a higher risk for flood zones which will be a higher cost to insure the property.

What is the difference between the insurance coverage?

Flood insurance provides coverage against water damage from flooding to the structure and contents, whereas regular homeowners’ insurance may not provide protection against flooding depending on the policy available.

Understanding the different insurance options is essential for protecting your property during a flood event. Consider the specific needs and risks associated with the property. If there is water damage to your property, call SERVPRO of East Sacramento/West Arden Arcade at 916-285-7257 for emergency services. We are available 24/7.

Water Damage in Your East Sacramento Home can Cause Significant Damage if not Treated Correctly

7/31/2022 (Permalink)

For SERVPRO of East Sacramento/West Arden Arcade, we know that storms and water can cause a lot of damage. When you detect excessive moisture, it is best to contact a professional water restoration company to understand the scope of the damage and prevent secondary damages.

Luckily, residents of East Sacramento/West Arden Arcade have SERVPRO. Our specialized team at SERVPRO of East Sacramento/West Arden Arcade are just a phone call away. Our team of technicians are trained to detect potential damages and remediate any areas of your home that are already suffering from excess humidity. Whether you are ankle-deep in water, or your sense of smell detects moisture in the air, our staff uses industry equipment to inspect your home and advise you on the next steps. We are available to act around the clock for your convenience, thus reducing the time your home is susceptible to damage.

What equipment is used in water restoration?

Water restoration is complex, and our SERVPRO team is ready to handle it. Our team uses truck-mounted pumps, portable extractors and wand extractors to remove water, but we also rely on additional equipment to examine and dry your home. The following are examples of some of the tools we use:

    •    Thermohygrometers help us determine temperature and humidity levels in the environment, which informs our action steps.
    •    Moisture meters allow us to be precise in our humidity readings within surfaces such as walls, carpets, and baseboards.
    •    Dehumidifiers and air scrubbers operate and create air flow and dry out the affected area.

SERVPRO of East Sacramento/West Arden Arcade is at your service when water reaches your home. Call us at 916-285-7257 for emergency services.

Board-Up Services for Sacramento Commercial Building

7/1/2022 (Permalink)

SERVPRO of East Sacramento/West Arden Arcade does board up after car runs into commercial building.

A commercial building in Sacramento recently had a car go through the structure which set off the fire sprinklers. Not only did the customer have to deal with broken commercial glass, but water damage cleanup within the building to structure materials and documents.

SERVPRO of East Sacramento/West Arden Arcade received the call in the middle of the night and was able to dispatch a team of technicians to provide emergency services which included water extraction, board up, debris cleanup, and equipment placement to dry out the affected areas in the building. After we provide emergency services, we carefully monitor the drying progress each day. 

With the commercial building containing documents that were damaged by the water, our SERVPRO headquarters assist with getting the documents in a controlled environment where they can be treated properly. It includes dry cleaning each page as well as disinfecting the documents with radiation and returning back to the facility. 

Call SERVPRO of East Sacramento/West Arden Arcade for emergency services! We assist with water damage, board up and debris clean up in this case. We are available 24/7 for all types of emergencies. For other types of services like mold damage, SERVPRO of East Sacramento/West Arden Arcade can provide an inspection during business hours that is suited to your schedule. Give SERVPRO of East Sacramento/West Arden Arcade a call at 916-285-7257 to speak to a representative today!

SERVPRO of East Sacramento/West Arden Arcade - Protecting your Business from Fire Damage

5/27/2022 (Permalink)

SERVPRO of East Sacramento/West Arden Arcade help apartment complex with fire damage caused by a water heater burst.

An apartment complex had fire damage when a water heater burst and caught fire. The fire was confined to the water heater room but smoke damage traveled affecting the adjacent rooms of the complex. The property manager had called SERVPRO of East Sacramento/West Arden Arcade to assist with the fire, requesting emergency clean up services to prevent relocating the majority of the residents. Typically, with fire damage, a fire investigation needs to happen prior to disposing and cleaning of materials.

Bringing in contractors and rebuilding may take some time, particularly for larger structures. In the meantime, you can ensure that your business is safe, secure and mitigation is underway. After reaching out to a restoration company, filing an insurance claim is the next step. Your insurance company and SERVPRO of East Sacramento/West Arden Arcade will communicate to determine structural damage and coverage of the loss.

What are the benefits of SERVPRO of East Sacramento/West Arden Arcade’s Fire Damage Restoration Service?

Businesses can benefit from our emergency commercial fire damage service here in Sacramento County. There are several vital services SERVPRO of East Sacramento/West Arden Arcade can perform in the immediate aftermath of a fire that could help to save your business from unnecessary expenses. You can discuss with our staff throughout the restoration process to inform us of any potential valuables or outcomes you need.

Our first duty onsite is to inspect the building. Inspections can involve a pre-testing procedure to assess the extent of damage in your commercial building accurately. Our first concern is the security of your business, and our team can perform emergency board-ups of broken windows, doors, or ceilings to prevent unlawful entry and theft overnight. Followed by cleaning of flooring, contents, and structure to the property to protect you against secondary damages.

Restoring your business may take time, so contact SERVPRO of East Sacramento/West Arden at 916-285-7257 to help manage your commercial fire restoration.

Top Three Reasons to Choose SERVPRO of East Sacramento/West Arden Arcade

5/27/2022 (Permalink)

Are you seeking for mitigation and restoration services in Sacramento County to help you restore your home or business? Do you know who to book for emergency mitigation services? SERVPRO of East Sacramento/West Arden Arcade is a reputable restoration and mitigation company. We handle water damage, fire damage, smoke damage, mold remediation and so much more!

Here are the top three reasons to choose SERVPRO of East Sacramento/West Arden Arcade

1. We have a highly trained team

2. We offer fast 24-hour emergency service

3. We use modern technology and equipment

Highly Trained Team

Our technicians are IICRC certified and constantly trained of recent techniques and practices. IICRC (Institute of Inspection, Cleaning, and Restoration Certification) is an organization that sets guidelines for cleaning and restoration.

SERVPRO of East Sacramento/West Arden Arcade professionals work together with the team to give customers the best solutions, thereby helping customers save costs in the long run. We also train staff frequently to equip them with the information and the experience to restore your property.

24-Hour Service

Anywhere you are in Sacramento, be rest assured we will be there to assist in your time of need to help with a fire or water hazard emergency. We will be at your place as fast as possible to mitigate the damages and prevent secondary damages. Taking days to get to the project can cause costly repairs down the line. We are also open to consultation during business hours to help you answer whatever questions you have and put your worries to rest. We will plan and take you through all the processes involved in restoring your property and constantly keep you updated stage by stage.

Modern Technology and Equipment

In our line of work, technology is essential for efficiency and quality of service. We have various equipment for any size of disaster which range from pumps, dehumidifiers, extractors and more for quick and effective cleaning. We even have a truck-mounted equipment to use depending on the level of severity with water damage. Water damage requires immediate action to mitigate damage.

SERVPRO of East Sacramento/West Arden Arcade is a leading cleaning and restoration company in the industry years of experience and technical capabilities to take care of your needs. Call us today at 916-285-7257.

The Insurance Claims Process Made Easy With SERVPRO of East Sacramento/West Arden-Arcade

5/27/2022 (Permalink)

Experiencing water damage, fire damage or storm damage is a stressful time. Coordinating insurance claims and processes typically creates more stress for homeowners and business owners. SERVPRO of East Sacramento/West Arden Arcade helps you navigate the claims process for a quick and easy experience. Below are some reasons that insurances and policyholders believe we are the #1 choice for restoration in Sacramento.

Preferred by Most Major Insurance Carriers

SERVPRO of East Sacramento/West Arden Arcade partners with several major insurance companies. These agreements establish our team as preferred vendors for these companies’ policyholders. The national agreements in place also ensure that we follow strict guidelines to comply with the quality standards set forth by many insurance companies. You want to choose a mitigation and restoration team that is experienced and certified. Our team has the quality, capability to assist you and your insurance claims. You don’t have to handle each step alone.

Precise Estimates & Accurate Documentation

Our software systems allow us to produce precise estimates and properly document any damage to your property. A thorough collection of photos and notes are sent to your insurance. We can also provide inventory services for your contents, if affected. Allow our team to coordinate the paperwork for a simpler process.

Local Connections

SERVPRO of East Sacramento/West Arden Arcade is independently owned and operated. Our operation is managed and maintained by staff of locals who care about our community. We maintain relationships with independent insurance agents throughout the area to better understand how we can serve Sacramento County residents.

24/7 Emergency Response Team

Our professionals are on call in the event you need emergency services for your home or business. We can dispatch someone to you to assess the damaged areas immediately. We understand that allowing water damage, mold, or fire damage can create secondary damage to your home and belongings. Call us to prevent further damage and delayed insurance claims.

Call SERVPRO of East Sacramento/West Arden Arcade today at 916-285-7257 for all your restoration needs.

Why Should Sacramento Residents Choose SERVPRO of East Sacramento/West Arden-Arcade for Water Damage Mitigation of Their Homes?

4/28/2022 (Permalink)

Homes with water damage from a burst water line, need the help from SERVPRO of East Sacramento/West Arden-Arcade. We have certified and trained technicians and industrial equipment for the job.

Water damage mitigation in Sacramento homes can be a stressful and complicated task, which may be fit only for trained professionals. SERVPRO of East Sacramento/West Arden-Arcade water damage restoration experts have years of experience in dealing with water issues in the Sacramento area which includes, but are not limited to:

• Ceiling leaks
• Burst pipes
• Sewer backups
• Basement floods

If the water damage due to any of these issues is not mitigated promptly and properly, there is a chance of incurring extensive damage to the property which can be more costly. Our team of technicians have industrial equipment to handle any size disaster. We aim to mitigate the water damage in your Sacramento home “Like it never even happened.”

So, what makes SERVPRO of East Sacramento/West Arden-Arcade the first choice among water cleanup companies?

Our SERVPRO technicians understand the need to adapt to various water damage situations. We train our experts to use the right equipment to get the best results under any given condition. Here are the typical steps involved in water damage repairs:

• Water extraction - the objective during water damage mitigation is to avoid secondary damage due to standing water. Extraction equipment we utilize are extractors, wet vacuum, and carpet wands to achieve this.
• Remove excess water - in order to achieve this, dehumidifiers and air movers are strategically placed around the affected area to ensure a fast and efficient drying process.

Call SERVPRO of East Sacramento/West Arden-Arcade for around-the-clock assistance. We are available 24/7 at 916-285-7257.

Does Your East Sacramento/West Arden-Arcade Business Need Crawl Space Mold Removal?

4/28/2022 (Permalink)

Did you know mold can spread like wildfire within 24 to 48 hours? SERVPRO of East Sacramento/West Arden-Arcade has trained technicians in mold remediation services for your commercial building and will carry out mold removal for businesses.

Mold is an occurring substance that is present in nature. That means there are always some mold spores present in your business premises. The problem comes when those mold spores find the right conditions to form a colony. Once a colony grows, it is easy for spores to split off from the main colony and find a new place to grow, causing a series of mold patches to spring up in your shop or office.

The fungus thrives in dark, damp places. That makes crawl spaces an ideal home for mold. If you have mold growing in your Sacramento business premises crawl space, you will need SERVPRO of East Sacramento/West Arden-Arcade mold removal service. But how do you know there is mold in the crawl space of your business? 

• Use your nose – if the crawl space smells musty, there might be a problem.
• Shine a torch in and see if there are any visible mold patches.
• Look for damp patches or signs of mold on the floors or walls near the crawl space.

SERVPRO technicians can seal off your crawl space and then tackle the mold using remediation techniques that include but are not limited to: hepa vacuuming and spraying with antimicrobial.

If you are concerned about crawl space mold removal, call SERVPRO of East Sacramento/West Arden-Arcade at 916-285-7257.

Flooded House in Sacramento

2/27/2022 (Permalink)

A house can flood at any time! Flooding may occur when a pipe inside your home leaks or a toilet overflows. There are many reasons why a Sacramento house can flood. Listed below are several reasons.

-A blocked or failed pipe

-Heavy rain pooling around the house

-Storm sewer backup

-Water supply line break or hot water heater tank failure

The flooding in this Sacramento house was caused by washing machine overflow. We were on-site within an hour to provide emergency services and begin the water extraction process on the carpets. SERVPRO of East Sacramento / West Arden Arcade assesses the water damage and documents the damage to discuss with the insured’s insurance adjuster. Our franchise sets up drying equipment on the initial day of loss, followed by monitoring visits to determine if the structure is actually dry. If water damage is not handled quickly and properly, it can cause severe damage to the Sacramento house, not to mention the potential harmful health effects of mold. Keep in mind that the longer water damage is left, the worse the problem will get. SERVPRO of East Sacramento / West Arden Arcade specialize in water mitigation. Our team of technicians are highly trained in water restoration techniques to restore your property to its preloss state. We are a preferred vendor to many national insurance companies and we bill the insurance directly, so it is one less thing for our customers to worry about during this stressful time.

Call SERVPRO of East Sacramento / West Arden Arcade at 916-285-7257. We are available 24/7 for all your water restoration needs.

How Do I Clean My Sacramento Property After Water Damage?

2/27/2022 (Permalink)

Water damage can come in different forms, and each one can be equally damaging. For instance, water damage can be caused by recent storm damage, a burst pipe, fire fighting efforts, or from any other sources - the results will be the same: extreme damage to property that can disrupt your daily life. SERVPRO of East Sacramento / West Arden Arcade can assess the water damage and prevent further damage.

Mold will often follow a water damage event if not handled immediately, so it is essential to know how to clean your property afterward. You may want to rely on a professional water damage restoration company like SERVPRO of East Sacramento / West Arden Arcade to help you get your premises cleaned up after a flood or other type of water damage.

What are some important steps to take when cleaning my Sacramento property after water damage?

First, call SERVPRO of East Sacramento / West Arden Arcade. 

Here are some things you can do while you wait for SERVPRO of East Sacramento / West Arden Arcade to arrive:

• Remove excess water by mopping and blotting.
• Wipe excess water from wood furniture after removal of lamps and tabletop items.
• Remove and prop wet upholstery and cushions.
• Place aluminum foil or wood blocks between furniture legs and wet carpeting.
• Turn air conditioning on for maximum drying in summer.
• Remove colored rugs from wet carpeting.
• Remove art objects to a safe, dry place.
• Gather loose items from floors.

Call SERVPRO of East Sacramento / West Arden Arcade at 916-285-7257 for water damage.